These Terms of Service (“Terms”) govern your access to and use of the website and services of Sandbrook Benefits Group, LLC (“we,” “our,” or “us”). By accessing our website, contacting us, or engaging our services, you agree to these Terms. If you do not agree, please do not use our website or services.
2. Our Services
Sandbrook Benefits Group, LLC provides insurance services and related consulting. Our website and communications are intended to provide general information about our services and to facilitate contact between you and our team; they do not constitute insurance advice, a quote, or an offer of coverage.
3. Insurance Disclaimer
Nothing on our website or in our communications guarantees the availability, terms, pricing, or approval of any insurance policy or coverage. All insurance products are subject to underwriting, eligibility requirements, and the terms of the applicable policy documents issued by the relevant carrier. In the event of any conflict between information provided by us and the official policy documents, the policy documents control. We recommend reviewing all policy documents carefully and directing coverage-specific questions to your licensed agent.
4. Eligibility
Our services are intended for individuals who are at least 18 years old and legally capable of entering into binding agreements. By using our website or services, you represent that you meet these requirements.
5. Use of Our Website and Services
When using our website or services, you agree not to:
•Provide false, misleading, or fraudulent information
•Use our website or services for any unlawful purpose
•Attempt to interfere with, disrupt, or gain unauthorized access to our systems
•Copy, reproduce, or distribute our content without permission
6. SMS Communications
By providing your phone number and checking the consent box, you agree to receive non-marketing text messages from us about appointments, updates, and service-related communications. Message frequency varies. Message and data rates may apply. Reply STOP to opt out anytime or HELP for assistance. Additional details on how we handle your information are available in our Privacy Policy.
7. Intellectual Property
All content on our website, including text, graphics, logos, and images, is the property of Sandbrook Benefits Group, LLC or its licensors and is protected by applicable intellectual property laws. You may not use, reproduce, or distribute this content without our prior written consent.
8. Third-Party Links
Our website may contain links to third-party websites or resources. We do not control and are not responsible for the content, accuracy, or practices of any third-party sites. Your use of any third-party site is at your own risk and subject to that site's terms.
9. Disclaimer of Warranties
Our website and services are provided “as is” and “as available” without warranties of any kind, express or implied. We do not warrant that our website will be uninterrupted, error-free, or secure.
10. Limitation of Liability
To the fullest extent permitted by law, Sandbrook Benefits Group, LLC shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our website or services. Our total liability for any claim arising from these Terms or your use of our services shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.
11. Indemnification
You agree to indemnify and hold harmless Sandbrook Benefits Group, LLC and its members, employees, and agents from any claims, damages, or expenses arising from your violation of these Terms or misuse of our website or services.
12. Governing Law
These Terms are governed by the laws of the State of Arizona, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Arizona.
13. Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with a revised “Last Updated” date. Continued use of our website or services after changes are posted constitutes acceptance of the updated Terms.